Huether Insurance Agency
319 Diablo Rd, Ste. 211
Danville, CA 94526

TEL: 925.820.8432
FAX: 925.820.8619

License #0B89393

Employee Benefits - Group Disability
The purpose of disability income insurance is to partially replace the income of employees who are unable to work because of sickness or accident. At all working ages, the probability of being disables for at least 90 consecutive days is much greater than the chance of dying.

In terms of its financial impact on the family, long-term disability is more severe than death. In both cases, income ceases. In the case of long-term disability, however, family expenses may actually increase because jof the cost of providing care for the disabled person.
Employee Benefits