Huether Insurance Agency
319 Diablo Rd, Ste. 211
Danville, CA 94526

TEL: 925.820.8432
FAX: 925.820.8619

License #0B89393

Employee Benefits - Group Life Insurance and AD&D
The oldest and most common form of group life insurance is group term insurance. Coverage consists primarily of yearly renewable term insurance that provides death benefits only, with no buildup of cash values. About 95% of the coverage in force today is term insurance.

Many group life insurance policies contain an accidental death and dismemberment (AD&D) provision that gives additional benefits if an employee dies accidentally or sufffers certain types of injuries.
Employee Benefits